About Me

zach2

ZACH HARKNESS

Mortgage/Home Loan Professional, Citywide Home Loans

“under promise and over deliver”

I was born and i grew up in Utah. I work with clients on a long term basis to help them get on the road to owning a home. I specialize in helping first-time homebuyers and difficult loans in general. I have helped many people get a home who never thought they would actually qualify.

In nearly eight years that I’ve been in this industry, the mortgage process has become infinitely more complicated, regulated, and difficult. We are dealing with less loan options, more regulations, much tougher appraisal rules, and strict underwriting guidelines that seem to change daily. Today even the best quality loans are being scrutinized, reviewed, and occasionally experience delays in underwriting and closing. It has never been so important for you to work with an expert in the field!

I have completed countless loans that others said could not be done because I go the extra mile in talking to the underwriters and working with the investors to find a way to make things happen for people that are working hard to own a home. I have never turned down someone that was willing to work towards eventually owning a home and I have put every client in a home that worked through the process that I outlined. I offer free advice for anyone that wants to get started in the process of owning a home.

If you’re looking for a hardworking, honest and good loan officer who will help you find the right loan and terms that fits your needs and situation and guide you throughout the whole process, you’ve found the right person!

I am someone that you can trust and truly rely on, who is very hardworking, good with people, and whom you can build a good relationship with. I always do my best to help people.

Let me help you. Call me now at 1.801.898.0680 for a free consultation or click here to set up an appointment for me to call you.


Zach and Family

kdk_0483

family